Last year, as many newspapers, magazines and tabloids have pointed out, was filled with a lot of insignificant negative things. As I write this post, I’m trying to remember the remarkable things that occured in 2009. I can think of a few remarkable events Presidential Inauguration, US Airways Flight 1549, and the Recession. I remember a few remarkable people Obama, Kennedy, Michael, John & Kate plus 8, Octomom, and Tiger. Thankfully, most of the negative press has died down. Of course, it will be brought up again as this decade comes to a close. In the latter part of 2009 I saw some remarkable deals in consumer electronics; affordable Blu Ray, affordable GPS.Read More
Earlier this month, I posted “How to: Publish your resumé using Google Docs,” I went through the exercise of posting my resume on Google Docs and then publishing it. The link to my published resume is http://docs.google.com/View?id=dd5zbk2d_3cxzd24d8. But Google hadn’t found it at the time of this post. There are two ways to help Google find your published resume.Read More
Name three things you accomplished in 2009
I had several accomplishments in 2009 but three notable ones are.
1) Started this blog, MrWes.Net
2) Grew my network of supportive friends and colleagues.
3) Developed Personal Marketing Workshops – workshops that help people discover their Personal Vision & Mission
Did you accomplish anything in 2009? Share it here.Read More
Everybody makes resolutions that they plan to do in the coming year. I have created a list of
- Get your Personal Bearings
- Become aware of how you are spending/wasting your life
- Create a stop doing list
- I read came across an article by Daniel LaPorte that talks about creating a stop doing list. You end up gaining more time because you’re no longer doing the things that waste time. This action item makes a lot of sense. Why not stop doing things that waste your time. To see the article by Danielle LaPorte
This is a public service announcement. Christmas is coming next year on December 25th. If you start saving now, you won’t have to put anything on credit cards. It’s quite simple really. If you know how much you spent this year and you plan to spend the same amount next year, you can calculate exactly how much you need to save each month.
Example Scenario Part 1:
If you have a family of 6 people and you plan to spend $50 on each person that would be $300 for next Christmas.
Christmas Budget = $300 = (6 people x $50 per person)
To figure out how much to save each month you would divide $300 by the remaining months. I have created this little table here to help demonstrate how much you would need to save if you started in a particular month. So, if you are reading this post in February, you have 10 months to save. You would need to save $30 per month for 10 months to reach your goal of $300 by Christmas. If you read this in June, you would have only 6 months left to save, so you would have to save $50 each month for 6 months to reach your goal of $300 by Christmas.
What about Black Friday?
If you want to have the money by Black Friday, the day after Thanksgiving. You’ll have to step up the pace a little.
Example Scenario Spending:
If you made it to your planned shopping date and you reached your planned Christmas Budget, then you’re going to have a Merrier Christmas, because you won’t have the January Credit Card blues.
Now for the final part, take your budget and divide it between envelopes for each person. Then when you go shopping, as you buy items for that person, you take it out of their envelope. Once, the money’s gone, you’re done shopping for them. It doesn’t get any easier than that.
New Year Resolution:
If you make any resolutions this year. Promise yourself to save up for Christmas and avoid charging Christmas. You’ll be much happier if you save up for it.Read More